Whether you are the main/sole income earner in your household or simply a secondary income earner who relies on their money for a variety of purposes, the chances are that you would experience difficulties in the event that you suddenly found yourself in a position where you were unable to work and earn your money. Unfortunately, this is something that happens to many people each year who suffer an accident or illness that renders them unable to work and bring home a much needed wage.

Whilst some people fail to consider what they would do if this was to happen to them, it is a scenario that anyone who works and relies on their income should think about. Your quality of life could suffer hugely if your income was suddenly cut off through no fault of your own. You could find yourself struggling to pay for the essentials in life, such as rent or mortgage, house hold bills, food, clothing, etc. This can be difficult even for those that live alone and can be particularly hard for those that have dependants and loved ones who rely on them.

Whilst know one can foresee what the future holds when it comes to accidents and illness, what you can do is protect yourself from being left in a financial pickle by these circumstances by ensuring that your income is protected. With a OnePath Easy Protect Income Protection Insurance cover plan you can make sure that even if you do fall ill or suffer an accident that stops you from being able to go to work, you will still be able to receive an income that will enable you to keep on top of your financial commitments.

How the OnePath Easy Protect Income Protection Insurance plan can help

The OnePath Easy Protect Income Protection Insurance plan enables workers to enjoy peace of mind when it comes to their income. You can choose from a range of cover options to suit your needs as well as your budget and under the terms of this plan you could receive up to $10,000 per month in benefit, which would certainly go a long way towards meeting those financial commitments. This is money that you can then use to do things such as:

• Pay your rent or mortgage
• Pay the bills
• Buy food and other daily essentials
• Buy clothing
• Maintain the kids’ education
• Keep up with debt repayments
• Deal with any other financial commitments that you have

The OnePath Easy Protect Income Protection Insurance offers valuable protection that most people hope that they will never need but many people end up needing at some point during their working lives.

Some of the benefits that come with this cover

Having cover such as the OnePath Easy Protect Income Protection Insurance plan in place means that workers who rely on their income have one less thing to worry about and can get on with their lives in the knowledge that they have this protection in place.

Some of the benefits that you will enjoy when you take out OnePath Easy Protect Income Protection Insurance cover include:

• The peace of mind that your income is protected in the event that you cannot work and earn your wage due to illness or injury
• Getting up to $10,000 per month in benefit for a standard occupation
• Receiving up to $3000 a month if you are in a high risk occupation and end up having to make a claim
• A choice of cover options designed to meet different needs and suit a range of budgets
• An easy application process so that you can get your cover in place without any hassle or inconvenience
• Getting $100 cash back Healthy Living Bonus if you don’t make a claim in your first 12 months of cover

Eligibility to get cover through the OnePath Easy Protect Income Protection Insurance plan

You should always ensure that you check the eligibility requirements before you make an application for this type of insurance cover. With the OnePath Easy Protect Income Protection Insurance plan the eligibility requirements include the following:

• Applicants must be aged between eighteen and fifty nine years
• You must have been in continuous employment for at least twelve months out of the past twenty four months
• You should be working for twenty hours or more per week and have been working for at least the past twelve months
• You need to be a permanent resident of Australia

If you meet these requirements but you are still unsure of whether the plan is right for you, check through the benefits and options that are available, which will enable you to make a more informed decision. However, if your income is something that you rely on to meet your financial obligations and maintain your lifestyle then you should find that this cover is well suited to your requirements.