Coles offers a good range of benefits and limits at a reasonable price point in comparison to other car insurers. Plus, you can claim extra perks if you link your Flybuys.
Price comparison data from the 2024 Finder Insurance Awards found that, on average, an annual comprehensive car insurance policy from Coles costs $1,287. This comes in under the average. While they're certainly not a high-cost or premium insurer, there are plenty of providers that offer cheaper car insurance.
Keep in mind, the best car insurance for you may be based on more than price.
| Insurer | NSW | QLD | SA | TAS | VIC | WA | Australia average | Apply |
|---|---|---|---|---|---|---|---|---|
 | $1,405 | $1,199 | $1,262 | $1,250 | $1,501 | $1,105 | $1,286 | More info |
 | $1,148 | $941 | $978 | $829 | $1,180 | $880 | $992 | Get quote |
 | $1,640 | $1,307 | $1,087 | $1,155 | $1,599 | $1,363 | $1,359 | Get quote |
 | $2,027 | $1,154 | $1,038 | $1,004 | N/A | $1,034 | $1,043 | More info |
 | $1,884 | $1,106 | $1,015 | $985 | $1,318 | $1,002 | $1,218 | More info |
About our car insurance methodology
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When can you give me a quote please?
Hi Yvonne,
Thanks for your comment and I hope you are doing well. It’s helpful to know that we are unable to provide a personalized quote for you. You can reach out directly to Coles. You can also review the Coles car insurance policies listed above. Simply choose type of cover is needed most, and click the green GET QUOTE button to be brought to the provider’s main page. As a friendly reminder, carefully review the Product Disclosure Statement of the product before applying. You may also contact the insurance provider should you have any questions about their policy.
Hope this helps and feel free to reach out to us again for further assistance.
Best,
Nikki
Under Coles Comprehensive car insurance, is there a limit to how often an unlisted non household member may drive my car?
I have been told no more than twice in one week, but there is nothing about this in the PDS. What does twice a week mean? What if my daughter in law borrowed it for a weekend?
Hi Barry,
Thank you for your question.
You have contacted finder.com.au, a comparison and information service and not actually coles car insurance.
The PDS does not state anything about multiple driver limitations. You should contact Coles directly about this matter.
Cheers,
Zubair
Coles Comprehensive Car Insurance Claims
Have heard that it is difficult to lodge a claim when an accident occurs. Takes a long time for all work and claims to be resolved.
Is this true ?
Regards
Meiling
Hi May,
Thank you for your question.
You have contacted finder.com.au, a comparison and information service and not actually Coles Car Insurance.
finder.com.au is a comparison and information service and we are not permitted to provide our users with personalised financial advice or product recommendations.
For clarification on how much time it will take to process the claim, please refer to your product disclosure statement or contact your insurer.
All the best,
Zubair