167 Articles
95 Comments

William

Will is a personal finance writer for finder.com.au specialising in content on insurance. While he cannot give personal advice to clients, Will enjoys explaining the intricacies of different types of protective cover to help individuals and businesses find affordable cover that won't leave them underinsured.

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Hi Bill, Thanks for your comment. Unfortunately redundancy cover is not included on the Asteron policies. Please let me know if there is anything else I can assist you will, Will

Commented on Will My Income Protection Policy Pay Out if I am Made Redundant?

Hi Gloria, Thank you for your enquiry and apologies for the delay getting back to you. You can make a secure enquiry for cover by submitting your details on the enquiry form located on the homepage https://www.lifeinsurancefinder.com.au/ An insurance consultant will be in touch to discuss different options and provide you with a quote for cover. Thank you and all the best, Will

Commented on Switching Life Insurance Policies

Hi, Thanks for your comment. You can make a secure enquiry with a broker by submitting your details on the enquiry form. A consultant will be in touch to discuss different options available https://www.lifeinsurancefinder.com.au/insurance-types/total-and-permanent-disability-insurance/

Commented on TPD Insurance and Tax in Australia

Hi Teodor, Thanks for your comment - you may wish to contact Q Super directly to discuss your policy by phoning 1300 360 750 Thanks and all the best, Will

Commented on Q Super Income Protection

Hi Rhonda, Thanks for your comment. Unfortunately, life insurance policies do not have a surrender value if the policy is cancelled of it expires. The benefit is paid in the event of death or terminal illness.

Commented on Compare Asteron Life Insurance and Income Protection Policies

Hi Sandra, Thanks for your comment. Unfortunately the maximum entry age for funeral insurance products compared on finder.com.au is 79. Please let me know if there is anything further I can assist you with. All the best, Will

Commented on Funeral Insurance for Seniors Over 80s

Hi, Thank you for your enquiry. Tower now operates under TAL Insurance You may wish to contact TAL directly to discuss your policy. They can be reached by phoning 1300 209 088 Please let me know if there is anything further I can assist you with. Will

Commented on Tower Life Insurance

Hi Amy, Thanks for your comment. You can purchase the cover separately or apply for a combination of the 3 benefit options that are available under a single cover. All the best, Will

Commented on Freedom Insurance Life Insurance

Hi Lynette, Thanks for your comment. Life Insurance Finder is a comparison service and not an insurer. You will need to get in touch with MLC directly to discuss your policy. You can get in touch with MLC by phoning 132 652 All the best, Will

Commented on MLC Life Cover Insurance

Hi Jurdy, Thank you for your enquiry. The maximum benefit period for the Zurich Income Replacement policy is to age 70. You may wish to refer the product disclosure statement to review how benefit periods work for this policy. All the best, Will

Commented on Zurich Income Replacement

Hi Ram, Thank you for your enquiry. Unfortunately, redundancy cover under Income Protection Insurance is only offered by a number of general insurers and even then it is not available for seasonal employment or a contract ending or being terminated. As you said, the primary use of Income Protection is to provide support in the event of serious illness or injury. Kind Regards, Will

Commented on Income Protection for Part-Time and Casual Workers

Hi Julie, Thank you for your question. Each policy will have a set of conditions for when a benefit will not be paid, the most common being death from suicide in the first 13 months of cover. All the exclusions will be listed in the policy product disclosure statement. It would be worth consulting this to get a clear understanding of when you are not eligible for cover. Thank you for your enquiry and all the best, Will

Commented on Life Insurance – Receive Life Cover Quotes from Australian Insurance Brands

Hi Dennis, The prices in the table are just sample annual premiums of what you may pay and to show how prices can increase. The table should only be used as a guide of what you may pay and will be subject to change based on your own situation. Kind Regards, Will

Commented on Life Insurance Quotes for 60+ Year Old Male and Female

Hi Eliza, Thanks for your comment. Income Protection Insurance provides an ongoing benefit of 75% of your regular income if you are unable to work due to a serious illness or injury. This benefit can be used to cover your daily living costs and any debts i.e. your mortgage. We have a guide to income protection here http://www.lifeinsurancefinder.com.au/insurance-types/income-protection-insurance/ and if you have any further questions or are interested in taking out cover, you can make an obligation free enquiry via the enquiry form located on the same page. Please let us know if there is anything else that we can assist you with. Thank you, Will

Commented on Income Protection Insurance vs Mortgage Protection

Hi Fran, This will depend on the policy you choose. You may wish to get in touch with Australian Super directly to discuss your policy. Their number is 1300 300 273. Please let me know if there is anything else I can assist you with at this stage, Will

Commented on AustralianSuper Income Protection Cover

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